Baby Boomers still Face Uncertainty!

If you were born in that era after the Second World War, between 1946 and about 1964 then you are a Baby Boomer.

Approximately 78.2 million Americans were born between 1946 and 1964, according to the US Census Bureau.By 2030, all baby boomers will be 65 or older.

Most boomers have, until recently, expected that, like their parents that they could retire at age 65, collect the old age pension to take them through their golden years. Now they find that governments are looking toward a later retirement age.

In Australia anyone turning 65 is seriously encouraged to postpone retirement until they reach 70, at which time they will receive a “bonus” of around $A 30,000 as a “reward” for paying taxation and not receiving a pension for an additional 5 years on their working life. ( this incentive was subsequently cancelled after a change in Government.Now they are pressing to increase the retirement age without incentive)

The hard truth is that up to 49 per cent of baby boomers believe their main source of income after retirement will be superannuation.

Statistics show that the average superannuation on retirement for baby boomers will likely be $65,000 or less.

The numbers show an emerging gap between the amount people have saved for retirement, and what they will need. This before taking into account the unsettled state of the stock market in recent years which will compound the problem.

A 65-year-old retiring last month with let’s say $100,000 superannuation, would have an annuity that would pay about $600 to $700 a month for the balance of that person’s life, based on current interest rates. Many of them are turning to the internet and trying to negotiate the minefield of businesses on offer there, and run the risk of losing what little investment they have available.. My advice to them is to choose wisely.

They should avoid  any  so called opportunity that promises unrealistic high returns for little or no effort.   I suggest they do what I have done – select a “top tier” business that offers high commissions, comprehensive training and personal coaching.

Getting started is so much easier when you have a mentor to show you how!

Some investment should be expected, as the saying goes “you need to speculate to accumulate” and finally it is important to stick with it.

 Most new marketers quit within 90 days. They give up too quickly before they see any results.

Authors note; Although I wrote this article some time ago, the facts haven't changed - baby boomers still face the same uncertainties. I have updated this material to keep it current.

George Kyros 

 

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Give yourself permission by George Kyros

You will become what your thoughts tell you to be, so if you want to become something else you first need to change your thoughts.

It is amazing that negative thoughts often come to mind much more frequently than do positive ones. It is easy to remember that one time you failed, or said or did something foolish in public, but you never seem to remember the time you were successful against all odds – unless you consciously force yourself to think of it. Why is this? Why can we immediately bring to mind all of our failings yet struggle to remember our successes? I think it is because those negative events are memories you wish you didn’t have. It is as though your mind is trying to send you a warning not to repeat your actions.

The problem is that along with the warning comes negative reinforcement, your mind seems to be saying, ‘see, this is all you are capable of, this is what you are worth’. A person I used to work with was the most positive person I ever knew. He was fond of saying, ‘If you got lemons, make lemonade’; he saw a positive in every negative.

What we should be doing, is that when this thought about some perceived great failure just pops into your mind, acknowledge the warning and then consciously dwell on your great successes. Remind yourself that the successes far outweigh the failures, and one more thing- remember the words of that great genius Albert Einstein who said ‘The person who never failed never made anything worthwhile’ or Thomas Edison who had thousands of attempts to make a light globe that worked, He didn’t have thousands of failures, he just discovered thousands of ways it wouldn’t work!

If we keep doing the same thing, we will keep getting the same result. If you want a different outcome then change the way you do it. Change the way you think and give yourself permission to succeed.

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The Push Button Business Lie. by George Kyros

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Looking For Retirement Income by George Kyros

Looking For Retirement Income by George Kyros:

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6 Easy Ways to Make Your Website Tablet-Friendly

6 Easy Ways to Make Your Website Tablet-Friendly:

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How To Create A Traffic Funnel For Lead Generation

_______________________________________________________________________________________________ If you’re looking to generate leads for your own home based online business (MLM or otherwise), you’re going to need a working traffic funnel. If the company you’ve joined hasn’t provided you with the required tools or training, or you’re selling your own product and are clueless as to how to proceed, this article will serve as a guide to get you started. If you do happen to be in one of the two above situations, I would highly recommend joining a new home-based business company that will provide you with these tools and training and/or to find yourself an online personal mentor. For now… let’s begin.

 Design a Capture Page

 Whatever product you’re selling, you’re going to want a short intriguing capture page to grab your prospect’s attention. The purpose of your capture page is not to actually sell anyone anything, but to simply gather a prospect’s information.
 Your capture page will have an opt-in form in which an individual will enter their name and e-mail address…
 once someone has input this information into your capture page, they are now what you call a lead (they haven’t actually bought anything yet, but they’ve expressed interest in your product and are now a potential for a sale). Once their information is entered, your lead will be redirected to your page of choice… generally a page on which they can actually purchase something.

Set up  your autoresponder

Not everyone who has opted in on your capture page is going to instantly purchase something, and that is the purpose of your autoresponder.
 your autoresponder(aweber is a very popular and very good autoresponder)
is going to send out a series of e-mails to each one of your leads (remember you’ve captured all their e-mail addresses on your capture page). Your e-mail series will generally send out some free information to establish yourself as an authority on whatever product it is you’re selling, and it will also serve to establish some sort of rapport with your leads.
 You should always include a link in each e-mail where leads can purchase products from you, as well as your contact information. Once you have a steady stream of leads, you will start to make sales from your e-mail series, or from leads who decide to call you directly.
 You shouldn’t shy away from talking to someone directly on the phone, as someone who actually makes the effort to phone you is likely very interested in joining you in your business, or making a purchase. It’s also very reassuring for them to actually talk to a real person.

 Market Your Business Opportunity or Product

 Where and how do you market your business opportunity or product to generate endless leads? If your company hasn’t provided you with this information, you’re going to have to start doing some research on online marketing methods.

 As I stated previously however, it would be much simpler for you to join a company which will provide you with this training, or to find a personal mentor with the experience and expertise to guide you. 

Online marketing is a very broad topic and could take some time to tackle yourself. So that’s the basic system you can use to generate endless leads for your online business. The above can be used to generate leads for essentially any online business opportunity or product out there. Again, instead of struggling with each step on your own, I would highly recommend joining an online company which will provide you with the knowledge on how to complete each of the above steps, and will teach you how to market your opportunity or product.